About

YOU NEED A PLAN TO SKIP YOUR FINANCIAL WELLNESS TRAPDOORS!

Larry Carnes, our CEO and Chief Marketing Officer, since 1993, has acquired extensive experience in employee benefits, counseling people on the use of leverage and tax-advantaged products to enhance client financial outcomes.    

Background Education:  Larry obtained his MS Degree in Animal Science and an MBA in Management and Economics from the University of Arkansas.  Additional post-graduation education includes that of a Certified Asset Protection Planner (CAPP) and as a Certified College Advisor (CCA).  We primarily serve clients who need Asset Protection, families with students preparing for college, small businesses who need flexibility with employee benefits with simple administration, and anyone interested in strategies to minimize taxes in the retirement years.  We use a common-sense “boots in the dirt” approach to solving problems for our clients.  His expertise in the college planning space brings great value to anyone with students preparing for college and desire to get their student(s) “the best education at the best price” without wrecking your retirement plans.

What does this mean to you?  Our focus on Asset Protection is to create and implement strategies to make it unattractive for any type of creditor to put a claim on your personal income and assets.  Hence the name of our business, Keep Money Con$ulting.  We help you keep more of your hard-earned money by reducing your risk with the right tools.  Honestly, you do not want to wind up losing significant portions or all of your assets when “life happens.”  You don’t want your family to be left to deal with a lower standard of living and/or be forced to give up their dreams due to loss of income, incurred debt, or negligent lawsuit judgments.

Specifically, we find ways that afford you protection from creditors, provide for lifetime income funding, debt, and tax reduction strategies, and being smart in helping your children prepare for college.

We also help clients find affordable ways to fund long-term care, should it be needed, and create ways for you to leave a legacy for your family.  We DO NOT deal with speculative investments or put your money at risk in the market.

HERE ARE QUESTIONS YOU MAY HAVE ON YOUR MIND THAT NEED ANSWERS TO:  Would you like to know how to pay off your mortgage early and/or college debt without substantially altering your current spending habits while saving tens of thousands of dollars in interest?  If you qualify and are under 65, are you willing to take control of the money you spend on healthcare by shopping for the services you need and getting into a combination plan that can pay you and your provider for your treatment?  Would you like your child to be the attractive candidate colleges are looking for and willing to invest in?  Do you want your child to know ahead of time which profession they are best suited for before they go to college? Would you like to have all the tools you need to help you get them there?  Do you want to put your family’s future lifestyle on a more secure footing in the event of the premature death of a loved one?  Are you worried about whether you will run out of money in retirement before you run out of time?

If you answered yes to any of the preceding questions, we encourage you to contact us by calling the phone number below, pick out a convenient time for you on our calendar at https://letsmeet.io/larrycarnes/15-minute-consultation, or send us an email to larry@keepmoneyconsulting.com and take advantage of our comprehensive planning/action options.  While you are here, by all means, take advantage of our free “best in class” risk assessment tool and see how you feel about risk compared with the risks you are actually exposed to with your assets.  You will get a free, confidential report emailed to you that will give you information about your risk tolerance and your risk capacity.  Also, watch the video entitled BAD ADVISORS and how to identify them.  After all, life is short and you only get to go around once and you need to get it right the first time.  To schedule a brief call to discuss your situation, just make a request on any of the options above or through our website and we will be in touch.

If your case requires the expertise of other professional practitioners such as attorneys, CPAs, etc., we can make recommendations to the ones we use or we can work with your own team to help you get the results you are looking for.

We look forward to speaking with you about the problems you need to solve.

National Producer Number NPN / AR License Number 1663918

Phone: O: (501)426-0851; C: (501)529-8403